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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Trouble free service

Fantastic nice and easy to use app Reviewed on: 22nd February 2023

Outstanding customer service

From my first dealings with Zopa I have been very satisfied and I continue to use their services. I find the app very helpful. Reviewed on: 22nd February 2023

Great experience

Very happy with using Zopa, I definitely recommend it Reviewed on: 22nd February 2023

Excellent all round!

Hassle free, quick decision and professional company to deal with Reviewed on: 22nd February 2023

quick efficient service

i applied for a credit card .i was given an amount to suit my credit history. Reviewed on: 22nd February 2023

Straightforward

I hadn’t heard of it before but I am very pleased with it so far. Reviewed on: 22nd February 2023

Friendly and Easy

Friendly customer service and easy to use app interface! Reviewed on: 22nd February 2023

Lovely

Nice smooth easy to use, friendly happy service staff Reviewed on: 22nd February 2023

Very approachable and good customer support

Its very easy to apply and use this card Very friendly customer support which they solves any issue within a while. Reviewed on: 22nd February 2023

Best Credit Card

Zopa is the best Credit Card provider with service quality and brilliant customer service. I would like to recommend them to my friends and family. Reviewed on: 22nd February 2023

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