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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Perfect service

I like that and they have good service Reviewed on: 22nd February 2023

Great credit builder card

Super fast delivery of card easy to use and has boosted my credit score. Reviewed on: 22nd February 2023

Cheap rates and excellent app!

Great product at a very competitive rate given the current market and a highly user friendly app. Reviewed on: 22nd February 2023

Best credit card

Is the best credit card and interest not bad Reviewed on: 22nd February 2023

Amazing service

Overall they really help understand what I have and why, outlining in the perfect amount of detail why I have the credit limit I do and when repayments are and what I can do to improve my score, as well as advice to manage spending more effectively. A great service with a smooth and easy to use app that really makes it affordable and easy to get a safe amount of credit with good advice on how to and how not to use it. Reviewed on: 22nd February 2023

Easy to manage,

Great credit card, notifications, fair credit limit, brilliant app Reviewed on: 22nd February 2023

Good service

I have had a lovely experience with Zopa Reviewed on: 22nd February 2023

Fast Easy Efficiant

No nonsense banking !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 22nd February 2023

The Best

I’m so happy with this card , they helps grow up my credit score . Reviewed on: 22nd February 2023

Simple to use

Very clear understanding . Tools to help keep you on track and improve credit rating Reviewed on: 22nd February 2023

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