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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service

I had a very pleasant experince with zopa Reviewed on: 22nd February 2023

Excelente

Um cartão e um banco excelente que atende e entende seus clientes. Reviewed on: 22nd February 2023

The app so easy to use and great customer service

Excellent service customer very satisfied would highly recommended the service provided Reviewed on: 22nd February 2023

Quickest loan

It’s easy and quickest loan to get it, the rate are not bad too. Reviewed on: 22nd February 2023

Great product, App is so user friendly.

Making payments to the Credit card through the App couldn't be easier. Reviewed on: 22nd February 2023

Fair interest and easy to use app

Since I’ve been using Zopa I have found them really easy to use and managing my payments simple and straight forward Reviewed on: 22nd February 2023

Old fashioned experience

Nothing but good things to say about Zopa, easy access to account, informed of any matters that concern me straightaway either by text or email , always courteous on the telephone. Reviewed on: 22nd February 2023

YOU CAN MAKE A DEPOSIT TO A WOLATE CREDIT CARD IN LITERALLY AFTER A FEW SECONDS

I RECOMMEND TO ANYONE WHO WILL APPLY FOR A CREDIT CARD THERE ARE NO PROBLEMS WITH THE APPLICATION AND USING THE CARD Reviewed on: 22nd February 2023

Easy to use credit card

Simple app easy to use highly recommend Reviewed on: 22nd February 2023

Very easy to understand

I am not particularly good with internet etc but find all of their information with links easy to negotiate Reviewed on: 22nd February 2023

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