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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amazing Zopa Journey

Fast application approval, user friendly mobile app, easy payment options. Reviewed on: 22nd February 2023

Fast and easy

I had a responce very fast and money in bank the same day Reviewed on: 22nd February 2023

Mr Mohammad Hossain

Very easy to apply and manage zopa credit application and portal Reviewed on: 22nd February 2023

Everything was so easy!

I was passed for a card very easily Reviewed on: 22nd February 2023

Credit score

It helped me start improving my credit score,I got ah low credit amount to start, then as ,I made more payments my amount increased, thanks so much Reviewed on: 22nd February 2023

Honest and genuine

Very helpful all round, any problems or issues are delt with promptly and courteously Reviewed on: 22nd February 2023

No worries

A worry free card and constant contact is great Reviewed on: 22nd February 2023

Very good

Very easy App to check payment and what you spend Reviewed on: 22nd February 2023

Fantastic

Easy set up and app very user friendly Reviewed on: 22nd February 2023

Great company

I would highly recommend Zopa to new customers due to the ease of setup, use and customer service. Reviewed on: 22nd February 2023

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