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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Value for money

Good credit limit offers well understanding app Reviewed on: 22nd February 2023

Easy to use

Excellent layout on the app easy to use and to apply Reviewed on: 22nd February 2023

Good card

This is a good card with excellent management of the card in app Reviewed on: 22nd February 2023

Amazing company

Zopa is an excellent company with amazing customer service. Reviewed on: 22nd February 2023

Zopa Credit Card Review

Quick to open an account, Easy to apply for & use, smooth & easy to use mobile app Reviewed on: 22nd February 2023

Very nice

Is increasing quickly and easily payment altogether very good Reviewed on: 22nd February 2023

Amazing

Great for rebuilding your credit status Reviewed on: 22nd February 2023

Very good and flexible

Using Zopa has been a big change to me. They’re very flexible with their fees and with good apr Reviewed on: 22nd February 2023

The Best

Portal great customer service great flexibility great - Overall great card Reviewed on: 22nd February 2023

Zopa

I have never came across any issues whatsoeverbl Reviewed on: 22nd February 2023

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