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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent company and great service

Excellent company and great service Reviewed on: 15th January 2026

Very easy to Zopa found them excellent

Very easy to Zopa found them excellent Reviewed on: 15th January 2026

Easy to use and customer support has always been go.

Easy to use and customer support has always been go. Reviewed on: 15th January 2026

very good everything easy to sort out

very good everything easy to sort out Reviewed on: 15th January 2026

The best credit card

Fantastic experience,card arrived extremely fast and the app worked faultlessly. Reviewed on: 15th January 2026

All the benefits of using a credit card and easy to...

All the benefits of using a credit card and easy to keep up to date on the app ,check your spending and easy ways to make a payment. Also add your card to your phone wallet for easy payment. Reviewed on: 15th January 2026

Very helpful.

Very helpful.very good very profesional Reviewed on: 15th January 2026

Absolutely recommend Zopa to everyone.

Applied for the card, had reply immediately. Absolutely love the app. Sends a notification when used and keeps me updated with spending and payments. I can hand on heart say I haven't experienced any negative things. Reviewed on: 15th January 2026

I applied for a zopa credit card.

I applied for a zopa credit card. After filling in my form on my phone i was greatly accepted what a wonderful surprise. Zopa checks your account every day making sure you are not over spending as that will put you into debt. Zopa are always there to help you with anything you are worrying about and thats such a relief. Reviewed on: 15th January 2026

Very fast from applying to receiving easy card use m...

Very fast from applying to receiving easy card use make payments Reviewed on: 15th January 2026

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