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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great

Fast efficient reliable Easy to contact Reviewed on: 22nd February 2023

Great easy to use

Got the card to help my credit score great app with helpful tips on how to save money. Reviewed on: 22nd February 2023

Simply fantastic

Always handy when I need to buy something if don't have enough bank funds or forget my card, useful as can save to my mobile as contactless where my bank does not yet support using mobile pay Reviewed on: 22nd February 2023

Best Credit Card

Honestly I haven’t had any issues if you are looking for a card to help with credit then this is for you! One of the best. Reviewed on: 22nd February 2023

Awesome

Totally awesome company, quick and easy to speak too. Reviewed on: 22nd February 2023

helped

zopa credit card has come in hand when sort of money. Reviewed on: 22nd February 2023

Simply the best

Love the card, gives you live information on your spending. Payments are immediately credited to your card rather than waiting two working days. Brilliant. Reviewed on: 22nd February 2023

Ease

Very simple and straightforward Reviewed on: 22nd February 2023

super

i applyed for a credit card and the paymens are great iv never had a problem with them what so ever Reviewed on: 22nd February 2023

Fantastic company

Zopa credit card company is amazing. They sort out any problems I may have immediately in a polite, professional way, which you do not get with other credit card companies. Reviewed on: 22nd February 2023

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