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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Fast and easy

Best card yet easy to use the app Reviewed on: 22nd February 2023

Awesome

It was really easy to apply, happy to be with Zopa Reviewed on: 22nd February 2023

Great customer service

Easy to find out information, happy to help customer service, really happy Reviewed on: 22nd February 2023

Fantastic

Zopa have been amazing! The app is particularly very good and easy to navigate. Reviewed on: 22nd February 2023

Perfect

Zopa was available to me when I needed it most. Easy to apply. Simple to use App. Friendly company. Great customer service Reviewed on: 22nd February 2023

Very freindly also very understanding and efficient in the work you do

Very freindly also very understanding also fast and trustworthy people thank you Reviewed on: 22nd February 2023

Best credit card

The app is easy to manage and keeps you in control of your spending Reviewed on: 22nd February 2023

Zopa Abroad

I initially got this credit card to use abroad with no extra charges. It was so easy to use and I will gladly keep it for every foreign visit. In addition to this I get a regular text to remind me when my next payment s due! Reviewed on: 22nd February 2023

gave me credit

got me cash . Reviewed on: 22nd February 2023

Amazing experience and product

I was very reluctant at first as I didn’t want to see my credit going up, but it has actually changed my life (and credit score). Really pleased so far Reviewed on: 22nd February 2023

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