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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Perfect

Zopa was available to me when I needed it most. Easy to apply. Simple to use App. Friendly company. Great customer service Reviewed on: 22nd February 2023

Very freindly also very understanding and efficient in the work you do

Very freindly also very understanding also fast and trustworthy people thank you Reviewed on: 22nd February 2023

Best credit card

The app is easy to manage and keeps you in control of your spending Reviewed on: 22nd February 2023

Zopa Abroad

I initially got this credit card to use abroad with no extra charges. It was so easy to use and I will gladly keep it for every foreign visit. In addition to this I get a regular text to remind me when my next payment s due! Reviewed on: 22nd February 2023

gave me credit

got me cash . Reviewed on: 22nd February 2023

Amazing experience and product

I was very reluctant at first as I didn’t want to see my credit going up, but it has actually changed my life (and credit score). Really pleased so far Reviewed on: 22nd February 2023

First choice at the till, great card and app

The Zopa credit card is widely accepted and very easy to manage using the app which includes credit help/tools which makes it my first choice when paying at the till. Reviewed on: 22nd February 2023

Absolutely fabulous

Fantastic company very easy to use app, with push notifications easy to set up Reviewed on: 22nd February 2023

Great credit card

Easy to apply,, extremely good website to use and manage and keep control of your card and easy customer service Reviewed on: 22nd February 2023

good company

very good company very helpful when you have a question.... Reviewed on: 22nd February 2023

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Want to see more from Zopa?

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