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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fabolous and easy to use.

Fabolous and easy to use. Make my life easier. Reviewed on: 6th March 2026

A positive experience.

I have so far not experienced frustration with the process of making use of the Zopa credit card. The chat option, the customer support team has been very helpful in all my queries. Reviewed on: 6th March 2026

Fast and cheap when needed , very good customer service

Fast and cheap when needed , very good customer service Reviewed on: 6th March 2026

Amazing company easy to work with

Amazing company easy to work with Reviewed on: 6th March 2026

Great app great credit card great credit limit

Great app great credit card great credit limit Reviewed on: 6th March 2026

Amazing company...

Amazing staff ver efficient company recommend to anyone Reviewed on: 6th March 2026

Customer service has always been very helpful

Customer service has always been very helpful Reviewed on: 6th March 2026

Had nothing but postive experiences when dealing wit...

Had nothing but postive experiences when dealing with Zopa, great customer service, helpful and friendly. Reviewed on: 6th March 2026

Brilliant service, blows the major banks out the wat...

Brilliant service, blows the major banks out the water, app is brilliant and can't fault them, fast and reliable Reviewed on: 6th March 2026

Zopa credit

Zopa have been absolutely amazing. They're helping me to build my credit score with affordable repayments. Approval is very fast. Thank you. Reviewed on: 6th March 2026

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