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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Review

A very well managed company. Excellent customer service well informed about other products Reviewed on: 22nd February 2023

Brilliant easy

Zopa is brilliant company! Customer service is amazing always happy to help ! Reviewed on: 22nd February 2023

Fantastic overall!

I've applied for a credit card and received it straight away and been using the app which is very easy to navigate and has all the info's you need. Reviewed on: 22nd February 2023

Great service and App

The app is so easy to use and has lots of information. Easy to make further repayments also. Reviewed on: 22nd February 2023

Top notch service easy to use you know your limit so its easy

I've had my card for nearly a year and it's so easy tou use safely because you cannot go over your set limit best thing I've ever done really happy I give it 10 stars Reviewed on: 22nd February 2023

Excellent service

Always ready to help,great app easy to use. Reviewed on: 22nd February 2023

Clear, accessible, supportive.

I’ve had a Zopa Credit Card for 3+ years. They are really clear with their fees, the app is easy to use, and they provide regular updates with how to improve your credit report/score. Really happy customer. Reviewed on: 22nd February 2023

Amazing

Applied and they got back very fast was an amazing way to get my card then they are amazing at keeping upto date with you based on your card options Reviewed on: 22nd February 2023

Fab App

Great little app and credit card easy to manage Reviewed on: 22nd February 2023

Superb credit card - application was really easy and setting up their app.was very simple.

Everything was simple, straightforward and delighted at credit limit which was updated shortly after use. Really good experience. Reviewed on: 22nd February 2023

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