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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Simple and easy

Everything about the card service is simple and easy the app is easy to understand pay and view your bill everything is as it should be Reviewed on: 22nd February 2023

Reliable Company

I like Zopa. Interest rate doesn't go up n down like some other companies. Easy to use abroad Reviewed on: 22nd February 2023

Fantastic

Very reliable and there when i need it Reviewed on: 22nd February 2023

Excellent Company

App is excellent and easy to use - love that you receive a message everytime you use/pay card which would alert you immediately if your card was being used when it shouldn't be - secirity is brilliant Reviewed on: 22nd February 2023

Excellent advice and service

No problems from day 1. Super company Reviewed on: 22nd February 2023

Too easy by far!

Having had my Zopa credit card for a while now it makes controlling my finances so easy. Via the app I have total accessibility to manage all aspects of the card and cannot recommend highly enough. Reviewed on: 22nd February 2023

It saved my spending

It helped my finance and boost my credit ability and helped family spending Reviewed on: 22nd February 2023

Recommend

I recommend zopa and vote for them Reviewed on: 22nd February 2023

Good for Credit build and rebuild.

Really easy to take, and helpfull for credit score build. Just APR can get lower level Reviewed on: 22nd February 2023

EXCELLENT

I have had a Zopa credit card for a while now never had an issue great compony Reviewed on: 22nd February 2023

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