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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43488 reviews)

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4.94

Based on 43,488 reviews, last reviewed 18th Mar 2026

155500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

They are helpful and good value for money They are helpful and good value for money Reviewed on: 18th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43488)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Convenient & supportive .

Convenient & supportive ..so handy & fast online. Reviewed on: 15th January 2026

good service exelllent

good service exelllent very easy service Reviewed on: 15th January 2026

easy to get and easy to use seems to be a happy comp...

easy to get and easy to use seems to be a happy company Reviewed on: 15th January 2026

I love it zopa credit card is best happy using it ch...

I love it zopa credit card is best happy using it cheers Reviewed on: 15th January 2026

Easy to apply for easy to use

Easy to apply and easy to use new credit card Reviewed on: 15th January 2026

I have had great experiences with when I have rang w...

I have had great experiences with when I have rang with any problems and it’s been dealt with professionally and quickly alway politely too Reviewed on: 15th January 2026

Zopa is very good bank but I wish to have quicker cr...

Zopa is very good bank but I wish to have quicker credit increase limit, I keep good payment Reviewed on: 15th January 2026

Easy to apply and fantastic customer service team al...

Easy to apply and fantastic customer service team always on hand to help, the App is also very user friendly and you can keep up to date on what you have spent Reviewed on: 15th January 2026

Excellent service.

Excellent service. Make a payment easy and clears pretty much straight away Reviewed on: 15th January 2026

Brilliant credit limit for a new customer and

Brilliant credit limit for a new customer and Reviewed on: 15th January 2026

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