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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use

Everything from the app to paying to balance transfers is incredibly easy to use Reviewed on: 22nd February 2023

Good card

Easy application user friendly card Reviewed on: 22nd February 2023

Easy to apply

Great card, very easy to apply for, app is great to use and communication with the company is brilliant Reviewed on: 22nd February 2023

Friendly service, easy to navigate app, no hidden issues, just know where you are at all times.

Applied for card, accepted, it had been a while since I was a new customer but the app gave me all I needed. Reviewed on: 22nd February 2023

Brilliant

Very easy to use, app is great. Thank you. Reviewed on: 22nd February 2023

Low cost balance transfer

Applied for the card it was delivered within three days and very easy to set up online and use very happy with the service and saved me money Reviewed on: 22nd February 2023

Brilliant, Easy to Manage, Spot on!

I only have a small credit limit but that’s perfect for my needs. I don’t need much. Great for Emergencies!!! Reviewed on: 22nd February 2023

Easiest way to manage money

Super easy account stay on track of spending with updates great app with helpful tips Reviewed on: 22nd February 2023

Zopa

Very happy and I always recommend to my friends and family to u Zopa credit card Reviewed on: 22nd February 2023

Excellent service

Quick and easy to use, I love having the safety of my Zopa card. The answered in minutes when I applied. Easy application. Card arrived quickly and I've been enjoying using it with ease ever since. Reviewed on: 22nd February 2023

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