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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Stuart

Card helped me gain better credit score, app is very helpful and easy to use Reviewed on: 22nd February 2023

Easy to set up the account

Zopa was so easy to set up and I have the money in the account within a few days Reviewed on: 22nd February 2023

Fast service

Highly recommended to my family and friends. Reviewed on: 22nd February 2023

Zopa simple and Easy

I have the Card for all Holidays etc and it is simple and easy to use Reviewed on: 22nd February 2023

Good card to use

I like this cards design and the app that comes along with it very easy to use. Reviewed on: 22nd February 2023

Straightforward and easy to use

The payment process takes just minutes to be credited to the account. Reviewed on: 22nd February 2023

Easiest credit card ro use by far!

Easy to use and understand and payments to the card a super quick! That's the best bit! Reviewed on: 22nd February 2023

Outstanding customer service

Zopa have been brilliant since I opened my account. Can't fault them at all. Reviewed on: 22nd February 2023

Easy access to information

A really great product with clear and easily accessible information on your balance, payments etc. Great communication too. Reviewed on: 22nd February 2023

Simply to use

Great app that is a breeze for an oldie like me to navigate round Reviewed on: 22nd February 2023

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