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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44351 reviews)

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4.87

Based on 44,351 reviews, last reviewed 17th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44351)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Mrs

Excellent Bank................... Reviewed on: 22nd February 2023

zopa is super

Easy to use and total controll of my credit. Zopa app makes it hassle free. Reviewed on: 22nd February 2023

Easy to use app and convenience

The app allows me to see and control my spending with minimal hasel. As an added bonus when you pay your balance your funds are immediately available unlike some other credit cards. Reviewed on: 22nd February 2023

Customer service

Amazing customer service very helpful staff Reviewed on: 22nd February 2023

Credit card

Amazing! Great service and application Reviewed on: 22nd February 2023

Pure class l.

Unbelievable service matched with fast and efficient customer care. Reviewed on: 22nd February 2023

Really good

Really good credit card with an easy to use app to check balance and spend. Reviewed on: 22nd February 2023

Financial help when no one else would

Thanks to Zopa for giving me the help i needed to get back on the credit ladder when no other bank would Reviewed on: 22nd February 2023

All round great card

Great card love the credit buffer and loads of security so I always feel confident using my Zopa Reviewed on: 22nd February 2023

Great credit card

Great credit card, easy to use and pay back on the app, quick and easy, stress free.... Reviewed on: 22nd February 2023

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