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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022
Michael 's avatar
Michael

Excellent service

5
Really happy with the service provided Reviewed on: 22nd February 2023
Shaun barker's avatar
Shaun barker

Very good

4
Good experience and very helpful Reviewed on: 22nd February 2023
Karmen 's avatar
Karmen

Best Interset rates

5
Zopa has given me the best interest rate possible , in these difficult time, so a saviour for real Reviewed on: 22nd February 2023
m sohail's avatar
m sohail

Poor customer service

1
Poor customer service in terms of telephone manners Reviewed on: 22nd February 2023
Benji Bens's avatar
Benji Bens

Excellent service

4
I have had no problems at all very easy to navigate app and overall good service Reviewed on: 22nd February 2023
Justin's avatar
Justin

Reliable

5
I love that you can set a cushion amount for emergencies. I think that is a great company Reviewed on: 22nd February 2023
lucy.jstorey15@icloud.com's avatar
[email protected]

Amazing and convenient

5
Such a great service to use, providing more than just a credit card but constant support with building your credit score Reviewed on: 22nd February 2023
Denise Mulligan's avatar
Denise Mulligan

Good quality service

5
The service is great very easy to use app Reviewed on: 22nd February 2023
Mike R Cox's avatar
Mike R Cox

Good credit card let's you use sensibly

5
Great company to deal with let's you spend sensibly Reviewed on: 22nd February 2023
Mary Mooney's avatar
Mary Mooney

Easy and simple

5
Easy to apply and simple to use!! Good to build your credit score, love my Zopa already!! The app is easy to navigate too which is good and the card looks and feels great Reviewed on: 22nd February 2023
Emma's avatar
Emma

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