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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service and gives people a chance with poor cr...

Great service and gives people a chance with poor credit Reviewed on: 6th March 2026

Top Service

the service has been excellent , especially the communication and use of my card Reviewed on: 6th March 2026

Very easy apply for card, and good to have

Very easy apply for card, and good to have Reviewed on: 6th March 2026

Very easy to apply for and easy to use and undaersta...

Very easy to apply for and easy to use and undaerstand tte payments Reviewed on: 6th March 2026

Fantastic very good I found it very helpful

Fantastic very good I found it very helpful Reviewed on: 6th March 2026

Can’t fault this company at all, have a credit card,...

Can’t fault this company at all, have a credit card, car finance & a loan, nice & easy to sort with these guys Reviewed on: 6th March 2026

Can’t complain about anything customer service very...

Can’t complain about anything customer service very helpful all is very easy to use would recommend Reviewed on: 6th March 2026

Greet Card to have

It’s a great card to use with instant transactions updated on your account plus great APR Reviewed on: 6th March 2026

Straight forward to sign up & a great way to pay by...

Straight forward to sign up & a great way to pay by transfer. Reviewed on: 6th March 2026

Really good and help there when you need it and revi...

Really good and help there when you need it and reviews are good Reviewed on: 6th March 2026

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Want to see more from Zopa?

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