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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43489 reviews)

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4.94

Based on 43,489 reviews, last reviewed 18th Mar 2026

155500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

So far so good very helpful in every way So far so good very helpful in every way Reviewed on: 18th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43489)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I recommend zopa

Easy to apply and easy to use the app has lots of features Reviewed on: 15th January 2026

Zopa Excellence

Always kept up to date with their account information Reviewed on: 15th January 2026

Always been helpful, have been friendly and polite.

Always been helpful, have been friendly and polite. Reviewed on: 15th January 2026

I applied for the card and within 2 weeks I had rece...

I applied for the card and within 2 weeks I had received and started using g my new card Reviewed on: 15th January 2026

Excellent really easy to use and pay

Excellent really easy to use and pay Reviewed on: 15th January 2026

Thanks it’s very nice and help me allot

Thanks it’s very nice and help me allot Reviewed on: 15th January 2026

When I applied for my credit card,the process was sm...

When I applied for my credit card,the process was smooth and straightforward. The starting rate was good as well. Security is good when you forget the password, they send a verification code to your mobile. When paying the balances it clears immediately other than waiting for hours. I love it Reviewed on: 15th January 2026

Really good experience with Zopa

Really good experience with Zopa Reviewed on: 15th January 2026

Good service

Easy to use app, fast and efficient service team on call when needed Reviewed on: 15th January 2026

Quality Bank

I’ve contacted Zopa times about managing existing products and even new ones to me, and each time their service has been top quality! Reviewed on: 15th January 2026

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