Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43488 reviews)

View other Zopa products

4.94

Based on 43,488 reviews, last reviewed 18th Mar 2026

155500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

They are helpful and good value for money They are helpful and good value for money Reviewed on: 18th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43488)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I’ve had lots of cards and this is by far the best f...

I’ve had lots of cards and this is by far the best for easiness to use and simple instructions to follow and no cold calling or hassle Reviewed on: 15th January 2026

Absolutely fantastic company highly recommend it to...

Absolutely fantastic company highly recommend it to anyone who needs a credit card. Reviewed on: 15th January 2026

Easy to use site user friendly with all the informat...

Easy to use site user friendly with all the information you need to hand Reviewed on: 15th January 2026

I haven't been with zopa very long but find they are...

I haven't been with zopa very long but find they are brilliant good interest rates excellent company thankyou Reviewed on: 15th January 2026

IBFEEL SAFE WITH MY ZOPA LOAN & CREDIT CARD

Zopa Credit Card as with their Zopa Loans are easy to apply for. Zopa will only allow you the amount of credit you can afford on both Credit Card & Loans. I feel totally safe with Zopa. Easy to navigate website. Zopa App is great, you can find all the answers you need on the App and check out the status of your Loan & Credit Card Avcounts. Highly recommend Zopa. Reviewed on: 15th January 2026

Easy to apply for and keep you informed every step o...

Easy to apply for and keep you informed every step of the process Reviewed on: 15th January 2026

Very helpful and fast and reliable

Very helpful and fast and reliable Reviewed on: 15th January 2026

I love zopa they are top notch in customer service a...

I love zopa they are top notch in customer service and even charge rates. I will chose them more and more only that they don't offer me higher value card. Reviewed on: 15th January 2026

Great service, clear and transparent with you.

Great service, clear and transparent with you. Reviewed on: 15th January 2026

Statement is always on time when you phone there is...

Statement is always on time when you phone there is someone friendly at the other end Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zable 4.94 from 52224 reviews
Initial Credit Card
from Barclaycard 4.01 from 118 reviews
All in One Credit Card
from Santander 3.32 from 19 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8044 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub