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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Best cridit card

One of the best cridit cards I have had always tell you when things are changing Reviewed on: 21st February 2023

Excellent

Excellent service, Would definitely recommend zopa to my family and friends Reviewed on: 21st February 2023

Excellent support and value

This card supplier is excellent providing support and credit to myself in a era of bed credit history being easily gain. Reviewed on: 21st February 2023

Great Product

Good Quality card with excellent Customer Service Reviewed on: 21st February 2023

Trustworthy

Never had one day where I worry being with Zopa Reviewed on: 21st February 2023

Very good

Very good I am glad are very happy good customer service Reviewed on: 21st February 2023

High interest rate

The card looks pretty but the high interest rate is annoying. But I like the affordability feature on the app Reviewed on: 21st February 2023

Very good service

They are helpful for basic need for there customers Reviewed on: 21st February 2023

Amazing credit card company

Easy to use amazing, service from the zopa team, would always recommend, them to orhers Reviewed on: 21st February 2023

Easy and clear

I find the app so easy to use, I like how I am notified immediately and how transparent everything is about zopa! Zopa was recommended to me by my husband and it's definitely my preferred credit card! Reviewed on: 21st February 2023

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