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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43490 reviews)

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4.94

Based on 43,490 reviews, last reviewed 19th Mar 2026

155550% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

ZopaCredit Does everything you would expect from a credit card glad I. Chose Zopa Reviewed on: 19th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43490)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service, clear and transparent with you.

Great service, clear and transparent with you. Reviewed on: 15th January 2026

Statement is always on time when you phone there is...

Statement is always on time when you phone there is someone friendly at the other end Reviewed on: 15th January 2026

Good all round service good customer service and gre...

Good all round service good customer service and great rates Reviewed on: 15th January 2026

i have had this card for over 5 years and my credita...

i have had this card for over 5 years and my creditas gone up Reviewed on: 15th January 2026

A must have card to have in your pocket

Always helpful and easy to see what's happening on your card I find this company very good service excellent customer service and care about there customer Reviewed on: 15th January 2026

Very good customer service

Very good customer service and wick response Reviewed on: 15th January 2026

Good service excelent stress free

Good service Stress free excelent access Reviewed on: 15th January 2026

Very good rate .

Very good rate .reasonable credit limit.good customer service . Reviewed on: 15th January 2026

Zopa Dupa

Great card, good rates if you keep up to date. Very satisfied, thanks Reviewed on: 15th January 2026

Zopa good - not had any issues.

Zopa good - not had any issues. But had the card for more than a year and still no sign of a credit increase, despite managing it well. Reviewed on: 15th January 2026

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