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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card

Love this card easy to use and no issues Reviewed on: 21st February 2023

Good company and helpful

Easy to apply and helps always on hand . Reviewed on: 21st February 2023

Very helpful

Customer service have really helpful with any information I needed help with. Reviewed on: 21st February 2023

Great service

Very great service and non judgemental. Thank you Reviewed on: 21st February 2023

Ease to use and tracking

The app and account is easy to manage and it is easy to track and monitor your spending and payments Reviewed on: 21st February 2023

Amazing company

Great for building your credit but also a very responsible lender Reviewed on: 21st February 2023

Quick and professional service

Great customer service and quick response to any query Reviewed on: 21st February 2023

Verry good

Super experience,verry fast answer, quick time Reviewed on: 21st February 2023

Best credit card, customer service brilliant too

Really good company to have a credit card with ! Reviewed on: 21st February 2023

No dramas easy very helpful

There when I needed them carn’t thank them enough Reviewed on: 21st February 2023

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