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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Excellent product

5
Excellent, efficient, professional service. Highly recommend Reviewed on: 21st February 2023
kelstaar13@gmail.com's avatar
[email protected]

Amazing

5
Very responsible lenders and offer very good interest rates and also accept bad/poor credit! If you haven’t already, APPLY NOW Reviewed on: 21st February 2023
connorhadern@hotmail.co.uk's avatar
[email protected]

Super service

5
I think the Zopa credit card is the perfect way to build up your credit score. The app is ideal for keeping track of your account and the credit cushion option is brilliant. Reviewed on: 21st February 2023
Nicola Goodwin's avatar
Nicola Goodwin

Brilliant

5
Best in the market ca not get any more real for what people want Reviewed on: 21st February 2023
Daniel Pullen's avatar
Daniel Pullen

Credit for bad debt

5
Couldn't get a credit card anywhere even though my debt was old. Zopa gave me a chance to prove myself. They are different to other credit cards, the payments etc is instant Reviewed on: 21st February 2023
Rachael 's avatar
Rachael

Awesome

5
I have had this card for approx a year and it is brilliant. The app is so easy to navigate and support desk are really good. Reviewed on: 21st February 2023
Owen Bevan's avatar
Owen Bevan

Great company

5
They are the best on the market as when u maje a payment it’s instantly on accounts Reviewed on: 21st February 2023
Kelly Forrester's avatar
Kelly Forrester

Excellent Service

5
I’ve had an excellent experience with ZOPA Reviewed on: 21st February 2023
Bolaji_a@hotmail.com's avatar
[email protected]

Amazing

5
Haven’t got a bad word! Always been good for me! Definitely would recommend Reviewed on: 21st February 2023
James's avatar
James

Great company

5
Such a helpful and customer friendly company.made applying and obtaining my card so easy,easy to set up and great app to keep control of my account.10/10 Reviewed on: 21st February 2023
nell's avatar
nell

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