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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to process and easy app

Puts you on a small credit limit and the app is so easy to use and easy to pay Reviewed on: 21st February 2023

Great service

But all the time they change interest rate I don’t like it Reviewed on: 21st February 2023

A friendly credit company

This company’s app is easy to use and no fuss Definitely recommend them for this years award Reviewed on: 21st February 2023

Seamless Service from Start to Finish

Easy online application, reasonable interest rates, combined purchases and balance transfer useage, seamless transfers, simple to use app. Reviewed on: 21st February 2023

Simple and straightforward

User friendly and extremely affordable repayments Reviewed on: 21st February 2023

I definitely recommend

I definitely recommend is very easy to apply and to access it. No stress and very helpful. Reviewed on: 21st February 2023

Easy to use,

A good experience. Lots of Money saving tips. Reviewed on: 21st February 2023

Simple, friendly, clear and manageable

From the application process to managing your account, it’s a simple, clear and easy manageable service. Reviewed on: 21st February 2023

So easy to use

Always professional Would recommend this card to anyone. Reviewed on: 21st February 2023

Great experience and great app

Great experience applying, easy approval and card arrived in no time. Simple app installation and no issues thus far. Reviewed on: 21st February 2023

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