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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Definitely recommend

Amazing customer service very helpful Reviewed on: 21st February 2023

Great

They are very good.I never had problems with them Reviewed on: 21st February 2023

Best provider

Love Zopa, easy too use & the app is 1 of the best, always telling you how to improve your credit rating Reviewed on: 21st February 2023

Great credit card

Great credit building card. It has helped me out alot Reviewed on: 21st February 2023

My review

Always positive experience, very polite and courteous company Reviewed on: 21st February 2023

Excellent

Easy to apply easy to pay just brilliant Reviewed on: 21st February 2023

Great for staying in control

Didn't think I'd be eligible for a credit card but was accepted. Its so easy to keep control and keep track of spending on the app. Would definitely recommend Reviewed on: 21st February 2023

Trust worthy

During hard times after finishing university with very bad credit and struggling with bills and debts, I just needed a little extra cash foe emergencies on the side to help me as life was hard then. No other company wished to help be other than Zopa. It may be a small amount but it has always gone a long way to help out on those rainy day. I therefore vote Zopa best credit company ever. Reviewed on: 21st February 2023

Great card

Really reliable and friendly customer support Reviewed on: 21st February 2023

Credit card

zopa credit card is excellent and makes my shopping and my financial life much easier. Reviewed on: 21st February 2023

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