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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Amaze balls

Really outstanding and the best on the market Reviewed on: 21st February 2023

Great card, easy to use online banking and a good APR

It’s on the App Store so download and away you go, couldn’t be simpler Reviewed on: 21st February 2023

Alternative Solution

Excellent service and efficiency. Reviewed on: 21st February 2023

Good credit card

Very easy to use and the app is fantastic Reviewed on: 21st February 2023

Credit made easy

It was my firstl time to get a credit card and the support from the team made it possible to get the right product for my needs. The team is always available to offer support when needed. Reviewed on: 21st February 2023

Credit card

I never use this card. But I will try this one when I want to do shopping Reviewed on: 21st February 2023

Good service

Good service app good to use never a problem when using Reviewed on: 21st February 2023

Mrs

I like Zopa credit card. Easy and interest is not bad Reviewed on: 21st February 2023

Straight forward & easy to use

Have enjoyed my experience this is far. Nothing negative to say Reviewed on: 21st February 2023

Best credit card

Easy to use Good customer service Reviewed on: 21st February 2023

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