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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fair and frank and friendly

Zopa are as I have stated fair ,frank and friendly.What more do you want Reviewed on: 21st February 2023

Simple, no fuss & low interest credit.

Simple to set up, a better interest rate than my other credit card even with my bad credit score & hassle free! Nice one Zopa Reviewed on: 21st February 2023

Perfect ! All round service

Brilliant card , excellent app, everything you need is there at the touch of a button , already reccommended to freinds and family … thanks Zopa Reviewed on: 21st February 2023

Easy to access things

Friendly and best to resolve things through customer service desk Reviewed on: 21st February 2023

Easy to use

Was easy to use. Easy application process and arrived promptly. Reviewed on: 21st February 2023

Easy peasy

Easy application process simple to use app. Manageable credit limit. Regular notifications. Spot on!! Reviewed on: 21st February 2023

Efficient and reliable

Honest friendly company caring and efficient Reviewed on: 21st February 2023

Easy to use and pay back

Easy to use credit card, and easy to pay back at a reasonable rate Reviewed on: 21st February 2023

Credit card

Very helpful nothing is to hard sorting things out and advices you on what is best for you Reviewed on: 21st February 2023

Very helyfull

Faster nice helpifull quick make Reviewed on: 21st February 2023

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