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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great Service

Easy to manage online, prompt and efficient customer service and app easy to use. Reviewed on: 21st February 2023

Great service

Great customer service, great bank. Reviewed on: 21st February 2023

Excellent and epic

Zopa is an easy affordable credit card...I have bad credit so they gave me a limit I could manage and the repayments are manageable Would highly recommend Reviewed on: 21st February 2023

Never had a problem with this company.

Very fair transactions and good customer service Reviewed on: 21st February 2023

App is easy to use.

Everything you need is on the app, with fantastic functionality. Had no issues since using, and can make updates quickly and efficiently. Reviewed on: 21st February 2023

Great product, great service

Zopa really do understand the needs of their customers. Easy access to balances, statements. Fully automated repayments, literally I let Zopa do it all. Great service. Reviewed on: 21st February 2023

Easy app

The app is easy to use and understand. You can find all the help and info you need .an easy experience. Reviewed on: 21st February 2023

Good services

I am glad for use Zopa credit card Reviewed on: 21st February 2023

Great

Great credit card app easy to use and when you pay the money goes on the next weeking day would recommend this to my friends and family Reviewed on: 21st February 2023

Great card

Great customer service all round . Reviewed on: 21st February 2023

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