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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Credit card.

Easy to use, Flexible and hassle free Reviewed on: 21st February 2023

Easy and quick

I was able to apply and open my Zopa credit card account within minutes, I can pay my bills quick and easy on the app, the only thing I wish they had is the ability to use Apple Pay! Reviewed on: 21st February 2023

Great

Easy to apply good Apr rate and easy to use app Reviewed on: 21st February 2023

Best Credit Card

Very easy to apply, get your results within minutes. Reviewed on: 21st February 2023

Good card, Great service

Easy to use and the staff are all friendly Reviewed on: 21st February 2023

Great credit provider

Wonderful service from day one of application, great customer service, love the app. Reviewed on: 21st February 2023

Good product and customer service

Good customer service who did everything needed to resolve my queries Reviewed on: 21st February 2023

Alerts on spending and help building better credit

Using zopa has helped me understand where I was going wrong with my credit score helped me to manage credit better and I get alerts with what I have spent which helps me to keep up to date and on track with payments also has my credit score on the app so I can see what my borrowing power and overall credit rating is can't rate zopa enough Reviewed on: 21st February 2023

Simply the best

Easy to use and keep control of your credit Reviewed on: 21st February 2023

Quick response

Quick response and I find the insights very helpful Reviewed on: 21st February 2023

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