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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

First class Zopa

First class service on all floors Top class app Look no further than ZOPA it’s Super !!! Reviewed on: 21st February 2023

Very good and clear

Easy to use and the app is very useful and easy to use Reviewed on: 21st February 2023

Excellent customer service

Great to have weekly updates and a great user friendly app Reviewed on: 21st February 2023

Easy to use

I have my card a few months now from applying to getting the card to use. First quick and easy to apply online. I’ve hardly had an issues I think I have spoken to them once online and the issue was rectified instantly. Would highly recommend! Reviewed on: 21st February 2023

Efficient and loyal

Easy access app, able to make repayments so easily Reviewed on: 21st February 2023

Great card for poor credit

Easy to do balance transfers. Easy to use app Reviewed on: 21st February 2023

Super convenient

Secure app tells you exactly what you buy and lets you keep track of your balance and payments. Reviewed on: 21st February 2023

Just amazing

The app is easy to use, the rate is good. It dose not take a long time for your deposit to be on your credit card. Transparent. Reviewed on: 21st February 2023

Amazing

Loving this card & have recommended some friends to apply for one. Reviewed on: 21st February 2023

Brilliant

I love the fact there’s money sat there for an emergency Reviewed on: 21st February 2023

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