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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Credit

Zopa Credit card actually is the best credit card I could have ever. They do offer more credit every time. Reviewed on: 21st February 2023

Brilliant card

It’s easier to apply for the card online and it has a good online customer service Reviewed on: 21st February 2023

Good company

I have never had any issues with zopa, I have had car finance and a credit card Reviewed on: 21st February 2023

Great service

I’ve had no issues with Zopa. Great app to use and easy to navigate. Reminders of when payments are due and no stress Reviewed on: 21st February 2023

Amazing

Amazing credit card service and great app management Reviewed on: 21st February 2023

Very good with customer service

Helpful and friendly and are always at the end of the phone or on line Reviewed on: 21st February 2023

Brilliant

Easy app to use and understand, nice customer service, no hassle. Reviewed on: 21st February 2023

Very reasonable interest rates

Very good rates and affordable repayments plan. Helping me get my credit rating rise. Reviewed on: 21st February 2023

Credit card

Good acceptance Good communication Would recommend Reviewed on: 21st February 2023

Brill service

Can't fault zopa really helped me out Reviewed on: 21st February 2023

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