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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Communication

Is very easy and getting hold of something or someone is great wry happy with these Reviewed on: 21st February 2023

Top notch

Quick, simple, good app and most competitive car finance rate that I’m about to use. Reviewed on: 21st February 2023

Zopa star

They help when needed and that's good enough for at list 10 stars Reviewed on: 21st February 2023

Best on Market

Easy flexible card , App fantastic so can see where you are each month Reviewed on: 21st February 2023

Always helpful

There’s nothing more they could do to help manage my money or make it more simple Reviewed on: 21st February 2023

Perfect customer service

Customer service is second to none ,5 stars Reviewed on: 21st February 2023

Credit

Best credit card and app so far Reviewed on: 21st February 2023

Quick an easy to use app

No fuss straight forward app easy to use Reviewed on: 21st February 2023

Customer Friendly

What I like most about Zopa is their Customer Friendly Service and their Stress Free App the interest rate is very good and I will highly recommend Zopa to my friends and family. Reviewed on: 21st February 2023

Easy to apply

Good customer service. Card arrived within 5 days. Reviewed on: 21st February 2023

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