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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Super

My experience is because I get notifications as soon as I spend any money and it shows me my balance, which I think is awesome. Reviewed on: 21st February 2023

Excellent card

I've had zopa for a while now and love everything about it 5stars from me Reviewed on: 21st February 2023

Good cards but minimum limit

App is good. Very easy to use. When u make any payment it credit into your account instantly Reviewed on: 21st February 2023

More than just a credit card

A company that helps you save as well as offered credit Reviewed on: 21st February 2023

Reasonable rate

Brilliant and reliable product received Reviewed on: 21st February 2023

Great product

Really great app to keep track of my account, was very quick and easy to get a credit card Reviewed on: 21st February 2023

Easy application credit card

Easy to apply and easy to use, has been so useful for me Reviewed on: 21st February 2023

Comes in handy

The extra credit has been very helpful for my extra spending during festive period Reviewed on: 21st February 2023

Good service

Really good app format and credit card. Clear app & easy to use love the borrowing power element and credit advice. Good security would recommend Reviewed on: 21st February 2023

Brilliant

Simple application process very slick and easy to use app and I can’t wait to see what else is in store for me as my credit score improves. Reviewed on: 21st February 2023

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