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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43489 reviews)

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4.94

Based on 43,489 reviews, last reviewed 18th Mar 2026

155500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

So far so good very helpful in every way So far so good very helpful in every way Reviewed on: 18th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43489)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Hassle free

Easy no hassle. Quick to set up great app good rates of interest. No problems with credit checks. Reviewed on: 15th January 2026

Got my new card and could use it straight away...

Got my new card and could use it straight away Reviewed on: 15th January 2026

Very easy and helpful cool

Very easy and helpful great value Reviewed on: 15th January 2026

When I apply for the credit card the process was tra...

When I apply for the credit card the process was transparent and easy. The rates are very good and the app it’s easy to use. Reviewed on: 15th January 2026

All questions answered efficiently

No issue dealt with questions efficiently Reviewed on: 15th January 2026

Very nice app.nice experience

Very nice app. Good experience , easy access, easy payment, Reviewed on: 15th January 2026

Application was fast and efficient.

Application was fast and efficient. Brilliant! Reviewed on: 15th January 2026

Great card

Never have any issues great card easy to access to check online Reviewed on: 15th January 2026

Good experience To have with zopa

Good experience To have with zopa Reviewed on: 15th January 2026

Zopa 100% the best card I’ve had

I’ve always felt that dealing with zopa has been great. They’ve always kept me updated with my statements , payments etc and if any new information about my card becomes available it’s always very clear and easy to understand. I have recommended zopa to my friends and family and I know some have them have taken out credit cards and are more than happy with it Reviewed on: 15th January 2026

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