Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43490 reviews)

View other Zopa products

4.94

Based on 43,490 reviews, last reviewed 19th Mar 2026

155550% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

ZopaCredit Does everything you would expect from a credit card glad I. Chose Zopa Reviewed on: 19th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43490)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The user interface is a little slow at times.

The user interface is a little slow at times. Reviewed on: 15th January 2026

Hassle free

Easy no hassle. Quick to set up great app good rates of interest. No problems with credit checks. Reviewed on: 15th January 2026

Got my new card and could use it straight away...

Got my new card and could use it straight away Reviewed on: 15th January 2026

Very easy and helpful cool

Very easy and helpful great value Reviewed on: 15th January 2026

When I apply for the credit card the process was tra...

When I apply for the credit card the process was transparent and easy. The rates are very good and the app it’s easy to use. Reviewed on: 15th January 2026

All questions answered efficiently

No issue dealt with questions efficiently Reviewed on: 15th January 2026

Very nice app.nice experience

Very nice app. Good experience , easy access, easy payment, Reviewed on: 15th January 2026

Application was fast and efficient.

Application was fast and efficient. Brilliant! Reviewed on: 15th January 2026

Great card

Never have any issues great card easy to access to check online Reviewed on: 15th January 2026

Good experience To have with zopa

Good experience To have with zopa Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Cashback Credit Card
from American Express 4.57 from 69 reviews
Credit card
from Vanquis 4.24 from 554 reviews
Credit Cards
from Smile Bank 3.00 from 4 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8044 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub