Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

User friendly, simple and transparent

5
So useful and user friendly, the website makes it easy to manage money online. Clear and transparent process. Reviewed on: 21st February 2023

Fantastic

5
Easy to get and very helpful. Easy to deal with Reviewed on: 21st February 2023

Best for all

5
Best for all types of credit customers Reviewed on: 21st February 2023

Really good

5
Happy really good good service I would definitely recommend Reviewed on: 21st February 2023

Excellent comoany

5
Easy to set up helpful stay easy to use app Reviewed on: 21st February 2023

App

5
Easy to use app and alerts for usage Reviewed on: 21st February 2023

Service

5
Quick and easy application from start to finish, and support throughout Reviewed on: 21st February 2023

Fanstastic Service Great Company

5
Fantastic service, clear and precise app, great customer service and will always be number one choice going forward 10/10 Reviewed on: 21st February 2023

Easy & Simple

5
The app is fantastic, easy and simple to use and understand Reviewed on: 21st February 2023

Amazing

5
They are the best and highly helpful Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products