Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great App and very easy to apply

Great App and very easy to apply Reviewed on: 6th March 2026

Fantastic and easy to set up app

Fantastic and easy to set up app Reviewed on: 6th March 2026

Champions all the way!

Very easy to use. Can't fault them at all! Reviewed on: 6th March 2026

Excellent service and helpful staff No frills just g...

Excellent service and helpful staff No frills just good service Reviewed on: 6th March 2026

Good service, very clear and easy app to use

Good service, very clear and easy app to use Reviewed on: 6th March 2026

Been a very simple process from start to finish.

Been a very simple process from start to finish. I have absolutely no complaints Reviewed on: 6th March 2026

Excellent the greatest card

Excellent card and a must for everyone Reviewed on: 6th March 2026

I was approved right away when I applied

I was approved right away when I applied Reviewed on: 6th March 2026

Excellent card

I especially like the credit cushion feature Reviewed on: 6th March 2026

Think of customers

Low on payback affordable so if you can pay more a month you can. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Initial credit card (discontinued)
from Barclaycard 3.60 from 122 reviews
Credit Card
from American Express 3.45 from 127 reviews
Everyday credit cards
from Lloyds Bank 4.09 from 68 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub