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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

First credit card

Approved quickly. Good interest rates. Excellent customer service Reviewed on: 21st February 2023

Fast

It's really helpful if you need money for emergency Reviewed on: 21st February 2023

Great credit card lender!

Have always been happy with dips credit card, great apr , great communication from staff and one of the best companies I’ve used! Thank you Reviewed on: 21st February 2023

Zopa credit card

Works for me every time. Accepted at the majority of places Reviewed on: 21st February 2023

Interest rates constantly increasing

Every month there seems to be an increase in rates. Reviewed on: 21st February 2023

Hurray

Great card to have fantastic service Reviewed on: 21st February 2023

Superb

Excellent service. Easy to use app Reviewed on: 21st February 2023

Credit card

The app is very easy to use and it gives you credit booster after a year or so. Shows how your ratings are and credit scoring Reviewed on: 21st February 2023

Does the job

Just what i need to keep control of my finances Reviewed on: 21st February 2023

Excellent!

Amazing customer experience! The zopa helped when I was struggling with no money. Reviewed on: 21st February 2023

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