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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very happy

Brilliant and fair, haven't had any issues yet and great to use abroad Reviewed on: 21st February 2023

Great service

Excellent service open and transparent perfect for my needs and financial situation Reviewed on: 21st February 2023

Very good service

Quick and easy to set up and use and easy to manage from the app. Reviewed on: 21st February 2023

Simple straight forward interest rates.

I've had my zopa credit card for just over a year and find the interest rates and biking etc simple to follow and will explained. Customer service are always there to lend a hand whether to explain something or to offer advice and help if you are struggling to keep up with payments. Great company to use Reviewed on: 21st February 2023

Super flexibility

So quick and easy to use and very flexible Reviewed on: 21st February 2023

Great

They’re great and can’t fault them! Reviewed on: 21st February 2023

Great support an communication

The service I have received from Zopa has been amazing. They have really helped when facing purchasing problems. Reviewed on: 21st February 2023

Its a very good company

Never had a problem with them. Thats how you know how good a company is because you dont have to deal with anything..its all smooth and easy. Reviewed on: 21st February 2023

Amazing service

Great credit card and customer service Reviewed on: 21st February 2023

Easy to apply

Very easy to apply , good starting rate and the option to keep an emergency buffer of credit is a great idea Reviewed on: 21st February 2023

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