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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent service

Superb service and always there when you need advice Reviewed on: 21st February 2023

Simple and Effective

I have used my credit card to help me build my credit rating. Its simple and easy to use plus thr credit cushion keeps your credit usage under control. Reviewed on: 21st February 2023

no probs at all

very good when needed never had a problem Reviewed on: 21st February 2023

Absolutely recommend

Zopa is by far the best credit card company I have ever used! Reviewed on: 21st February 2023

Great product, easy to use

Great product, clear information Reviewed on: 21st February 2023

Great

Easy to use app, fast and easy transactions Reviewed on: 21st February 2023

Great card

Easy to use, great notifications and emails. Statements are easy to understand. Reviewed on: 21st February 2023

Been helpful from the word go.

Always on the end of the line and a great app that's so user friendly. Reviewed on: 21st February 2023

Great company great help

Really helpful and easy to use app Reviewed on: 21st February 2023

Great service

A very good company all ways trying to help Reviewed on: 21st February 2023

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