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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

No hassle

Easy to use app, fast application, no issues from me at all! Reviewed on: 21st February 2023

Good service.

Never had any issues with them. Customer service has been good too. Reviewed on: 21st February 2023

very good

whenever I need it, it is available and they always advise the day and the value Reviewed on: 21st February 2023

Excellent and helpful company

Great credit provider who keeps me informed of my expenditure in a timely fashion. Good app which is easy to navigate. Decent interest rate. Highly recommended Reviewed on: 21st February 2023

They are best credit card company ever

They look after their customers, and provide a great service. I love that you can have a credit card and saving pots. Zopa deserve to win and should win. From a happy customer. Reviewed on: 21st February 2023

Credit card

It's a great service I feel they help out so much and give you more credit when they start to see you can pay them back what you use which helps you not have loads of credit all at once. Reviewed on: 21st February 2023

Zopa are greay

Setting the account up and the management of it has been effortless Reviewed on: 21st February 2023

Easy & efficient app

Super easy to keep track with the great app & never an issue when using the card in UK or overseas Reviewed on: 21st February 2023

Useful credit tool

Very easy to use good application for the phone cannot fault it was accepted fast and my card was sent quickly. Reviewed on: 21st February 2023

Brilliant

Zopa have made my life that little easier. Reviewed on: 21st February 2023

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