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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Absolutely perfect

Best credit card I have ever had. Reviewed on: 21st February 2023

Best interest rates

Cheapest interest rates around Great value for money Reviewed on: 21st February 2023

Brilliant Zopa Card

The app is easy & straightforward to use. You can make payments as and when you want and get reminders on your phone for your monthly payment. It keeps you on track financially. Reviewed on: 21st February 2023

Great company

Really good company, definitely recommended Reviewed on: 21st February 2023

Excellent card to be used

Found the card easy to use in many shops and the app helps you even further to stay in control of your limit. Paying your bill is easy to just a click on a button and it’s all done and you can also choose how much you would like to pay as long as it is more than the minimum payment Reviewed on: 21st February 2023

Convenient

Excellent product. Easy to use and keep track of Reviewed on: 21st February 2023

Great credit card

Good credit card and service. Pay nearly all my balance off each month and was given an offer of a rise in my credit limit. Reviewed on: 21st February 2023

Fast and easy to set up

Easy to set up, easy to use app. Overall really happy and glad I set up an account up. Reviewed on: 21st February 2023

Super Dupa Zopa

Love the Card and the app. Easy to use, and track transactions. Super Dupa Zopa Reviewed on: 21st February 2023

Easy to use

Great and always reminds you of payments Reviewed on: 21st February 2023

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