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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Helpful

Help full and good card, rates change quite a lot though Reviewed on: 21st February 2023

Excellent service

Fast and reliable service, easy to manage everything on the application. I really recommend. Reviewed on: 21st February 2023

Easy and convienant

App easy to use so I can see transactions easy Reviewed on: 21st February 2023

Top card

Nice and easy to use someone with bad credit Reviewed on: 21st February 2023

Love it

I have been with zopa some time now and even got my friend and husband to join. I recommend it to anyone who is looking for a good bank credit card or loan Reviewed on: 21st February 2023

Great flexible company

Zopa give people with poor or no credit a chance to gain on there credit score but also help those who need it most Reviewed on: 21st February 2023

Great

I'm very satisfied with zopa credit card helps me improve my credit score. Reviewed on: 21st February 2023

Easy to see and watch account

With the app it is so easy, to keep a eye on the account. And control what you use and pay Reviewed on: 21st February 2023

Service

Excellent service quality product never can I fault it with anything would recommend any1 for credit Reviewed on: 21st February 2023

Very good

When I applied to zopa the process was quick and easy to understand, I am very pleased with the service Reviewed on: 21st February 2023

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