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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Brilliant

Excellent speedy service. Easy to apply and quick answer Reviewed on: 21st February 2023

Great card,

Had bad credit, managed to get a Zopa card, building my credit month by month now Brilliant Reviewed on: 21st February 2023

Easy, simple service

Easy to apply, easy to use app and easy to manage credit card. All in all great product Reviewed on: 21st February 2023

Rebuilding credit

Used to rebuild credit after trust deed Reviewed on: 21st February 2023

Easy to use and just great

Had my card for a few months and the app is so easy to use and so easy to pay off and use. Highly recommend. Reviewed on: 21st February 2023

I would recommend zopa to anyone. It is really good and customer service is great!

I have had no problems with zopa, really worth getting and recommending to others Reviewed on: 21st February 2023

Helped me get back on track

I've found Zopa really helpful to get my finances back on track. The customer service team are friendly and helpful. Would definitely recommend Reviewed on: 21st February 2023

Fantastic

Great communication and understanding Reviewed on: 21st February 2023

Great credit provider

A great provider with great rates ! Reviewed on: 21st February 2023

Amazing experience

Has on of the best easily accessible crowfoot cards I’ve ever used very useful to manage. Reviewed on: 21st February 2023

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