Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great user interface

Zopa credit card & the app is super easy to use & navigate which makes money management so much easier Reviewed on: 21st February 2023

Great service received so far

Amazing services and the best company have ever seen so far Reviewed on: 21st February 2023

Excellent Service

Great customer care, proactively developing and improving. Delivering quality products and services Reviewed on: 21st February 2023

No nonsense quality

Everything has been excellent right from the start, application was simple and hassle free, the app is top quality, you can see everything you need to. No messing around searching through FAQ's just to get a pin reminder, all round brilliant Reviewed on: 21st February 2023

Amazing

Saved my skin. Amazing company in a tough financial year for me Reviewed on: 21st February 2023

Easy to apply for and excellent after service

Applying for the card was very easy. Unfortunately I wasn't able to complete it in one go. I thought I had lost everything, but one short call to customer services and everything was sorted out and done within a couple of minutes. I am informed by sms of every transaction I make, which is reassuring, and can easily pay a set amount every month and any additional payments I wish to make. excellent service. Reviewed on: 21st February 2023

Helps with the updates and tips

Always updating me and gives me tips on how to better my credit rating! App easy to use to Reviewed on: 21st February 2023

Excellent service

Really quick process from application to receiving card, app is really good to track usage and reminder about payments etc Reviewed on: 21st February 2023

Very helpful

Iv had a few issues recently and asked Zopa to help me out and they did exactly what I needed. many thanks Reviewed on: 21st February 2023

Zopa is the best!!!

Needed money to help with bills and it was so quick and easy to apply. Card just took a few days. Amazing rates. One happy customer Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from first direct 4.40 from 28 reviews
Student Credit Card
from NatWest 4.19 from 6 reviews
Zero Credit Card
from Santander 4.23 from 22 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub