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Zopa: Credit card reviews

4.87
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great service

5
Great customer service and credit card offers Reviewed on: 21st February 2023

Good

5
Very pleased with service and would recommend. Reviewed on: 21st February 2023

Happy customer

5
Overall i’m happy with the product and service could have offered more added vales to existing customers Reviewed on: 21st February 2023

Easy Peasie

5
Brilliant to deal with easy to contact app is simple to use Reviewed on: 21st February 2023

Helps to keep in control

5
Helps to keep your spending in check handy reminders helpful credit scoring which you can track through the simple to use app Reviewed on: 21st February 2023

Accessible, no fuss, clear costs

5
I had never heard of zopa before getting a card. The service is great in that information is clear and accessible and there is good trasparency in costs and interest rates. As a smaller company, i think zopa work harder than other providers to offer a great product. Reviewed on: 21st February 2023

Great card

5
Really good card to have great customer service Reviewed on: 21st February 2023

Good credit card

5
Very happy with my card and credit limit Reviewed on: 21st February 2023

Great card

5
Very good card with a competitive apr Reviewed on: 21st February 2023

Excellent service

5
Excellent service with fantastic app, so easy and simple. Reviewed on: 21st February 2023

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