Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

View other Zopa products

4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good service

I’m very happy for these company San time help my to much thank you Reviewed on: 21st February 2023

Fantastic Company - Thank You

Brilliant service throughout from Zopa, they’ve given me a chance when nobody else would, I’ve managed to build my credit rating and look forward to a more positive financial future - thank you! Reviewed on: 21st February 2023

Amazing

So easy to manage and a great costumer service Reviewed on: 21st February 2023

Fantastic credit card

I have found Zopa to be a fantastic company to deal with. There app is so easy to use don't have any problems with it at all Reviewed on: 21st February 2023

Credit card

So easy to deal with and the app is really easy to follow Reviewed on: 21st February 2023

Excellent experience

Card works for me, it's simple to use, I look forward to receiving a limit increase in due course Reviewed on: 21st February 2023

Excellent

Excellent customer services great product Reviewed on: 21st February 2023

Hassle free

Great customer service and hassle free Reviewed on: 21st February 2023

Standard

Yeh ok not to much to brag about Reviewed on: 21st February 2023

Good company

feel like they want to help you not just take your money Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase credit cards
from MBNA 2.95 from 196 reviews
Credit card
from M&S Bank - Marks and Spencer 3.62 from 209 reviews
Credit card (discontinued)
from Tandem 4.65 from 358 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub