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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great product

Really easy to use, super helpful staff, really good card and app is perfect Reviewed on: 21st February 2023

Easy to manage

Really easy to use app, I feel my card is protected. I’ve been really happy so far and like the savings option Reviewed on: 21st February 2023

BRILL

REALLY GOOD CREDIT CARD, DONT LEAVE HOME WITHOUT ONE!!! Reviewed on: 21st February 2023

Superb

Excellent App! All round great card to have Reviewed on: 21st February 2023

10

Best company in the world. I very like Reviewed on: 21st February 2023

Great application, Easy to use App

Great application process. Frequent communication and opportunity to increase credit limit for more financial flexibility. All accessed on an easy to use app. Reviewed on: 21st February 2023

Great card

Good interest rates, really helpful on the phone when I had to ring them Reviewed on: 21st February 2023

User friendly

Zopa provides you with easily accessible information and also provides you with information on your borrowing power and other products. Easy to pay back ans nothing is a surprise! Reviewed on: 21st February 2023

Would definitely recommend

I find it so easy to use and the app is great and simple to use all round would definitely recommend Reviewed on: 21st February 2023

Very goid

Very good app updates quickly easy to use and never no problems with my card highly recommend Reviewed on: 21st February 2023

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