Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

View other Zopa products

4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

BRILL

REALLY GOOD CREDIT CARD, DONT LEAVE HOME WITHOUT ONE!!! Reviewed on: 21st February 2023

Superb

Excellent App! All round great card to have Reviewed on: 21st February 2023

10

Best company in the world. I very like Reviewed on: 21st February 2023

Great application, Easy to use App

Great application process. Frequent communication and opportunity to increase credit limit for more financial flexibility. All accessed on an easy to use app. Reviewed on: 21st February 2023

Great card

Good interest rates, really helpful on the phone when I had to ring them Reviewed on: 21st February 2023

User friendly

Zopa provides you with easily accessible information and also provides you with information on your borrowing power and other products. Easy to pay back ans nothing is a surprise! Reviewed on: 21st February 2023

Would definitely recommend

I find it so easy to use and the app is great and simple to use all round would definitely recommend Reviewed on: 21st February 2023

Very goid

Very good app updates quickly easy to use and never no problems with my card highly recommend Reviewed on: 21st February 2023

Best Card and Service Provider

Fantastic service and easy to use app Reviewed on: 21st February 2023

Excellent !!

Easy to apply , nice looking card and very straight forward , would highly recommend Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews
Hilton Honors Credit Card
from Barclaycard 4.10 from 11 reviews
Purchase Credit Card
from Halifax 3.50 from 19 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Current account
from Zopa 4.83 from 6600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub